INDUSTRIES
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ContactFinancial institutions operate at the intersection of every sustainability obligation their clients face. IFRS S2 requires climate-related financial risk to appear in core financial reporting — not as a standalone sustainability annex, but as a material component of the annual report. PCAF demands that portfolio emissions — financed, invested, and insured — are measured and disclosed at asset class level. Green bonds and sustainability-linked loans require independent second party opinions that hold up under investor and regulatory scrutiny. And ESG scores derived from public disclosure directly affect cost of capital.
Semtrio works with banks, asset managers, development finance institutions, and insurance groups to build the measurement, disclosure, and validation systems that make sustainability performance investable.
Trusted by Finance Leaders
IFRS S2 requires financial institutions to disclose climate-related risks and opportunities within their core financial reporting. For banks with significant corporate lending portfolios, this means understanding and quantifying the climate risk exposure embedded in the loan book itself — not just in the institution's own operations. The double materiality dimension of CSRD adds a parallel obligation for European-linked institutions: assessing both how climate affects the institution financially, and how the institution's financing activities affect the climate.
PCAF — the Partnership for Carbon Accounting Financials — has become the global standard for measuring and disclosing portfolio emissions. It covers corporate loans, project finance, listed equity, commercial real estate, and other asset classes, each with distinct methodology requirements and data collection challenges. Second Party Opinions for green bonds and sustainability-linked instruments are no longer a formality — investors and regulators expect independent, credible validation from providers who understand both the financial instrument and the sustainability framework it references. For listed financial institutions, ESG scores are derived entirely from public disclosure — a gap between actual performance and what is publicly reported translates directly into a lower score and a higher perceived risk premium.
Financial institutions face sustainability obligations across regulation, portfolio risk, and investor disclosure — often at the same time. The services below reflect how we structure our work with financial institutions.
Gap analysis, climate risk data structuring, and disclosure design for financial institutions integrating IFRS S2 climate-related risk requirements into their core financial reporting.
Learn morePortfolio emissions measurement for banks and asset managers across all PCAF-covered asset classes — corporate loans, project finance, listed equity, and beyond.
Learn moreIndependent validation for green bonds, sustainability-linked bonds, and ESG-linked loans — aligned with ICMA Green Bond Principles and LMA Sustainability-Linked Loan Principles.
Learn moreGreen bond frameworks, sustainability-linked loan frameworks, and ESG financing policies that give investors and regulators a credible, independently validated structure.
Learn moreCDP Climate disclosure support for financial institutions — from Scope 3 Category 15 (financed emissions) data structuring through to questionnaire strategy and scoring improvement.
Learn moreInvestor-grade sustainability reports for financial institutions — from KPI selection through to narrative design, aligned with GRI Financial Services sector disclosure.
Learn moreWe have delivered sustainability advisory and independent validation for some of the world's most institutionally demanding clients.
100%
of CDP clients improved score or preserved Global A List position
Across all supported disclosure cycles — including financial sector clients
World Bank accredited vendor
Independent SPOs delivered to IFC and World Bank-financed projects
Globally recognized institutional validation
Financial institution sustainability advisory requires a specific combination — understanding how ESG data connects to financial risk, how PCAF methodology applies differently across asset classes, and how green finance instruments are structured and validated under ICMA and LMA frameworks. Semtrio has delivered SPOs, financed emissions calculations, and IFRS S2 readiness programs for financial institutions across banking, development finance, and investment management — including for projects financed by the World Bank and the International Finance Corporation.
As a World Bank accredited vendor, Semtrio has been independently assessed against the institutional standards that govern advisory services for multilateral development bank-financed projects. That accreditation reflects not just methodological credibility but institutional trust — the kind that financial institutions evaluating a long-term advisory partner need to see demonstrated, not claimed.
Whether you're building your PCAF methodology, preparing for IFRS S2, or structuring a sustainable finance instrument — we're here to help you do it to the standard investors and regulators expect.
Sustainability pressures look different by sector — so does our approach. Explore how we work across industries.
Whether you're navigating a sector-specific obligation, evaluating cross-portfolio strategy, or looking for one advisory partner across multiple workstreams — start here. We'll route to the senior consultant whose sector expertise matches your context.
Yaren Ünal
Senior Specialist,Client Solutions
Hamza Söylemez
Specialist,Client Solutions
Whether you are navigating a new regulatory obligation, building a disclosure system, or planning your next ESG commitment — we are here to help you structure it properly.
